How to avoid online scams during the holiday season

​1. Shop on Trusted Websites

• Stick to well-known retailers with established reputations.
• Verify the URL before making purchases; avoid websites with slight misspellings or extra characters in the domain name (e.g., "Amazonn.com").
• Look for "https://" in the URL and a padlock icon, indicating secure encryption.

2. Be Wary of Too-Good-to-Be-True Deals

• If a deal looks unrealistically low, it probably is. Scammers use heavily discounted prices to lure victims into entering payment details.
• Cross-check prices on multiple sites to gauge realistic ranges.

3. Avoid Public Wi-Fi

• Public networks can be exploited by hackers to intercept your data.
• If you must shop on the go, use a VPN (Virtual Private Network) for added security.

4. Use Secure Payment Methods

• Prefer credit cards or secure payment platforms like PayPal, which offer fraud protection.
• Avoid direct bank transfers or payments through unfamiliar apps.

5. Monitor Your Bank Statements

• Check your accounts regularly for unauthorized charges.
• Many banks allow real-time transaction alerts to catch suspicious activity early.

6. Research Unknown Sellers

• If shopping from a lesser-known site, search for reviews and customer feedback.
• Use tools like the Better Business Bureau (BBB) or Trustpilot to verify legitimacy.

7. Watch Out for Phishing Scams

• Avoid clicking on unsolicited emails, texts, or ads promising holiday discounts especially in places that push online sales on social media.
• Verify deals directly on the retailer's official website.

8. Check Return Policies

• Scammers often avoid providing clear return or refund policies.
• Confirm that the retailer offers reasonable return options before buying.

9. Enable Multi-Factor Authentication (MFA)

• Secure your shopping accounts by activating MFA, which requires a second verification step like a code sent to your phone.

10. Stay Vigilant on Social Media

• Be cautious with links or ads on platforms like Facebook or Instagram. Fraudulent sellers often promote fake stores here and use alternative payment methods.
• Check the seller's profile for inconsistencies or a lack of interaction.

By staying alert and following these tips, you can enjoy a scam-free holiday shopping experience!